Improve Your Income In These Challenging Times

Interest rates and GICs have reached record lows. Where should you
look for income? Surprisingly, there are several very safe places an
investor may go for secure income. Canadian banks offer preferred
shares with yields well over eight percent. Further, many of the
banks have brought out bonds with yields approaching 10 percent.
Insurance companies are offering alternatives with varying yields,
depending on your age and health. None of these solutions is as
simple as a GIC, but with the guidance of an advisor, they may
significantly improve your income in these challenging times.

Do you want to discuss your alternatives?
Have you outgrown your mutual funds?


For a review your portfolio, or a complimentary copy of my CD, visit,
www.beyondfunds.ca or call me, Jeff Wareham, at 519 660 3260.
This program is for information purposes only. Fees, management
fees and commissions may be associated with mutual fund investing.
Investors should consult their prospectus before investing. Views
expressed are those of the author, not Scotia Capital. ScotiaMcLeod is
a division of Scotia Capital Inc, member CIPf