Turn Your Retirement Thinking On It's Head

Many investors have seen dramatic losses in their mutual fund portfolios over the last few years. Many global markets, including Canada and the US, appear likely to end the first decade of this millenium with either minimal gains or losses. Moving forward, it really will be necessary to turn retirement thinking on it's head, based on the lessons of this decade. The emergence of retirement savings vehicles with guaranteed income for life, without the restrictions of traditional annuities, may be one of the positive outcomes of a pretty negative decade. Is it time for you to take a fresh look at your retirement planning?

Do you want to discuss your alternatives?
Have you outgrown your mutual funds?


For a review your portfolio, or a complimentary copy of my CD, visit, www.beyondfunds.ca or call me, Jeff Wareham, at 519 660 3260. This program is for information purposes only. Fees, management fees and commissions may be associated with mutual fund investing. Investors should consult their prospectus before investing. Views expressed are those of the author, not Scotia Capital. ScotiaMcLeod is a division of Scotia Capital, member CIPF