Planning For Retirement

US President Obama will be addressing his nation this evening,
concentrating on their healthcare crisis. Although the Canadian
system is much different, we have our own problems. Retirees are
facing spiraling costs for services not covered by the Canadian
system. This is one of the more difficult elements of planning for
retirement, as it is tough to estimate the impact these expenses will
have over a lengthy retirement. The greatest financial impact is
likely to come from the growing cost of nursing home care. A
relatively new solution is the emergence of insurance solutions that
may help offset the cost of in home or nursing home care. Although
these insurance plans will not work for everyone, I believe they will
form an important part of financial plans moving forward.

Do you want to discuss your alternatives?
Have you outgrown your mutual funds?


For a review your portfolio, or a complimentary copy of my CD, visit,
www.beyondfunds.ca or call me, Jeff Wareham, at 519 660 3260. This
program is for information purposes only. Fees, management fees and
commissions may be associated with mutual fund investing. Investors
should consult their prospectus before investing. Views expressed are
those of the author, not Scotia Capital. ScotiaMcLeod is a division of
Scotia Capital, member CIPF