July 21, 2008 Morning Spot

This is Jeff Wareham, ScotiaMcLeod Wealth Advisor, with some thoughts for investors outgrowing their mutual funds.



This week is among the busiest for US corporate earnings…about one third of S&P companies report their quarterly results.



We may get a much clearer picture of the depth of the US slowdown.



Earnings could give us a clearer picture of the impact of higher energy costs, and the credit crunch, on corporate earnings.



With all of the negative expectations in the market, and trillions of dollars on the sidelines in the US, market momentum could swing significantly on a few positive or negative results.



Are you positioned to respond to changing market conditions?



Have you outgrown your mutual funds?



For a review your portfolio, or a complimentary copy of my CD, visit, www.beyondfunds.ca or call me, Jeff Wareham, at 519 660 3260.

This program is for information purposes only. Fees, management fees, and commissions may be associated with mutual fund investing.

Investors should consult their prospectus before investing. Views expressed are those of the author, not Scotia Capital. ScotiaMcLeod is a division of Scotia Capital Inc, member CIPF.