July 9, 2008 Morning Spot

This is Jeff Wareham, ScotiaMcLeod Wealth Advisor, with some thoughts for investors outgrowing their mutual funds.



Playing defense has been a recurring theme over the last few weeks.



Trying to time the market is often a lost cause, but rebalancing during volatile times is a necessity if you want to protect your money in down markets, and be prepared for the eventual recovery when it happens.



Weak markets may offer great opportunity, but the key is to have a strategy, and to work with your advisor to implement that strategy.



Many investors don’t have an integrated plan, just a collection of stocks or mutual funds.



Is it time to revisit your strategy?



Have you outgrown your mutual funds?



For a review your portfolio, or a complimentary copy of my CD, visit, www.beyondfunds.ca or call me, Jeff Wareham, at 519 660 3260.

This program is for information purposes only. Fees, management fees, and commissions may be associated with mutual fund investing.

Investors should consult their prospectus before investing. Views expressed are those of the author, not Scotia Capital. ScotiaMcLeod is a division of Scotia Capital Inc, member CIPF.