Factory Layoffs and Revisiting Retirement Plans

This is Jeff Wareham, ScotiaMcLeod Wealth Advisor, with some thoughts
for investors outgrowing their mutual funds.

Most investors will be focused on Washington this week, as American
lawmakers struggle to save the troubled US automotive manufacturers.
Our region will certainly be watching closely, with our significant
exposure to the auto industry. As factories and suppliers lay off
thousands in this area, our whole economic situation is dramatically
impaired. Many workers in Southwestern Ontario are being forced to
revisit their retirement plans. If you are concerned about your
financial future, looking for a second opinion, or worried whether
your investments are sufficient to meet your retirement needs, give me
a call.
For a review your portfolio, or a complimentary copy of my CD, visit,
www.beyondfunds.ca or call me, Jeff Wareham, at 519 660 3260.
This program is for information purposes only. Fees, management fees,
and commissions may be associated with mutual fund investing.
Investors should consult their prospectus before investing. Views
expressed are those of the author, not Scotia Capital. ScotiaMcLeod is
a division of Scotia Capital Inc, member CIPF