Interest rates cut to all time low

This is Jeff Wareham, ScotiaMcLeod Wealth Advisor, with some thoughts
for investors outgrowing their mutual funds.

Yesterday, the US Federal Reserve cut interest rates to its all time
low, essentially reducing the return on government investments to near
zero. Canadian interest rates appear headed the same direction.
Investors may be forced to seek riskier investments to earn any return
at all. Stocks rallied in response, but there are other alternatives,
like bank bonds, corporate bonds, and preferred shares, which are
offering yields of eight, nine, ten percent and beyond. Really
outstanding returns are available with very limited risk, but you
should work with an advisor to ensure you choose an investment that
suits your needs.

Do you want to discuss your alternatives?

For a review your portfolio, or a complimentary copy of my CD, visit,
www.beyondfunds.ca or call me, Jeff Wareham, at 519 660 3260.
This program is for information purposes only. Fees, management fees,
and commissions may be associated with mutual fund investing.
Investors should consult their prospectus before investing. Views
expressed are those of the author, not Scotia Capital. ScotiaMcLeod is
a division of Scotia Capital Inc, member CIPF