September 10, 2008 Morning Spot

This is Jeff Wareham, ScotiaMcLeod Wealth Advisor, with some thoughts for investors outgrowing their mutual funds.



The September selloff continues, especially in the Canadian market, and portfolios that have been heavily concentrated in the Canadian index or the energy and commodities sector have likely been hit the hardest.



Tough, volatile markets can drive you out of the market, and that will have a greater long term impact on your wealth than any market volatility.



The most important role an advisor plays is to help an investor stay properly invested and diversified in difficult markets. If you are looking for a second opinion, or think it is time for a fresh approach to your investment program, call me.



Have you outgrown your mutual funds?



For a review your portfolio, or a complimentary copy of my CD, visit, www.beyondfunds.ca or call me, Jeff Wareham, at 519 660 3260.

This program is for information purposes only. Fees, management fees, and commissions may be associated with mutual fund investing.

Investors should consult their prospectus before investing. Views expressed are those of the author, not Scotia Capital. ScotiaMcLeod is a division of Scotia Capital Inc, member CIPF.