A Second Opinion Can be Invaluable

In tough economic times, a second opinion can be invaluable. In
rising markets, investors may not ask many questions. Even if your
investments are significantly underperforming, you may not be
concerned. Many fund companies have thrived for years, while few of
their funds achieve high levels of performance. The ironic part is,
you may have more questions when fund and portfolio managers are
actually doing their job. A study released today shows that over 70
percent of active fund managers actually beat the index last quarter,
an anomaly that had not happened for several years. These stats do
not change the long term reality that very few funds actually beat the
index, over the long term, but it does mean you should look for
qualified advice before making any changes.

Do you want to discuss your alternatives?
Have you outgrown your mutual funds?


For a review your portfolio, or a complimentary copy of my CD, visit,
www.beyondfunds.ca or call me, Jeff Wareham, at 519 660 3260.
This program is for information purposes only. Fees, management fees,
and commissions may be associated with mutual fund investing.
Investors should consult their prospectus before investing. Views
expressed are those of the author, not Scotia Capital. ScotiaMcLeod is
a division of Scotia Capital Inc, member CIPF